Private Medical Insurance

Why Have Private Healthcare?

When you take out private health insurance you can be assured that depending on your cover, you will be treated in private facilities should the need arise, and  you can avoid NHS waiting times.

Private health insurance gives you fast access to high quality healthcare that you can fit around your lifestyle. You can choose when you are seen and where; you can even have access to medicines and treatments that aren’t available through the NHS.

The Process

If you have a medical issue and your GP refers you for treatment, you can then contact your provider to check what happens next; normally, once the claim has been checked and authorised, you will get an authorisation code.

You can then just simply call your chosen hospital from your specified list and book in at a suitable time for you and the consultant of your choice.

Call us now on 01425 546272 to discuss your options

Full Service Promise

Peace of Mind

We do all the hard work and search the leading providers across the industry in order to tailor the most suitable and affordable policy for you – we also look after you year on year to make sure you are always on the right plan as things go on.

Tailor Made Cover

Your personal account managers are there for you every step of the way, offering clear tailored advice comparing the market each year.

Our Experts

Our team have a combined experience of 30 years in the insurance and financial industry to reassure all of our potential and existing customers of the excellent advice they will receive.

Keeping the Costs Down

Harmony Health Cover can potentially save you money on your current cover by reviewing the market for the latest and most suitable plan.

Exclusive Rates

Due to our relationships with certain providers, we may be able to obtain broker specific incentives and reduced rates.

Get in Touch

What’s covered with Private Health Insurance?

Health Insurance is designed to offer wide-ranging cover against illness, cancer, accidents and curable diseases.

What can be covered?

  • Acute conditions
    Private Health Insurance can cover treatment for short-term illnesses or injuries that respond quickly to treatment (such as viruses or infections)
  • Access to 100s of hospitals without the waiting lists
    Choose from a wide range of private UK hospitals and facilities, featuring the likes of BMI, Nuffield and Spire – You can also choose to have access to NHS and Partnership hospitals
  • Cancer care cover
    Cover for cancer diagnosis, treatment and aftercare, including the high cost biological drugs that may not always be available on the NHS
  • Hospital charges & specialist fees
    Private Health Insurance can provide a comprehensive cover, from diagnostic tests such as x-rays and scans, to specialists’ fees and aftercare
  • Out-patient consultations and treatment
    Choose comprehensive out-patient cover including diagnostic tests, consultations with fee-approved specialists and specialist treatment – including radiotherapy and chemotherapy

What’s not covered?

  • Chronic conditions
    Health insurance does not cover routine maintenance of incurable long-term illnesses such as diabetes, arthritis, epilepsy and asthma – please note that cancer care is normally covered as standard irrespective.
  • Pre-existing conditions
    It is normal practice for Health insurance not to normally cover any previous health condition you’ve had prior to applying for a new cover
  • Pregnancy and childbirth
    Normally you can only cover treatment for complications during pregnancy and childbirth

Get A Quote Today!

Simply click the button and fill out the form, one of our expert advisers will be in touch. Or give us a call on 01425 546272 to speak to one of our friendly team.